Lower bills before sharing
Our concierge member care team reviews bills and negotiates self-pay and fair-price discounts with providers, so the amount that ever needs to be shared is as small as possible.
That's the real amount ShareWELL members have shared with one another toward eligible medical needs since October 2024. Here's exactly how it works.
$1,826,778 represents actual funds ShareWELL members have shared toward one another's eligible medical needs since October 2024 — not a projection or an estimate.
There is no insurance company in the middle. Members contribute each month, and when someone has an eligible medical need, the community shares in that cost together. It is voluntary, transparent, and built on people helping people.

Members have opened 499 sharing requests, and the community has shared in 182 of them. The difference is by design — many needs come in under a member’s Unshared Amount, or are negotiated down before anything needs to be shared.
So the community shares only what truly needs sharing — which is exactly what keeps monthly contributions affordable and steady for everyone.
Before a single dollar is shared, our concierge member care team goes to work on your behalf — reviewing every bill and negotiating self-pay and fair-price discounts directly with providers. So far that has reduced members’ bills by $2,309,973.
This is one of the biggest reasons ShareWELL works. The less that has to be shared, the more sustainable the community stays — which is how we help keep monthly contributions affordable for everyone.
Our concierge member care team reviews bills and negotiates self-pay and fair-price discounts with providers, so the amount that ever needs to be shared is as small as possible.
Every dollar negotiated away is a dollar the community never has to share — which helps keep monthly contributions steady and predictable for all members.
Sharing is straightforward — here's the path a member's medical need takes, from the first visit to the community sharing the cost.
When you have a medical event, open a Sharing Request so the community knows how to support you and your bills can be gathered in one place.
ShareWELL is not insurance — you present as self-pay and ask for an itemized bill and any available discounts, then send the bills over as you receive them.
Our concierge member care team works with your providers to reduce the bills wherever possible before anything is shared.
Eligible expenses above your Unshared Amount are shared by the community, and we help coordinate payment so your provider is taken care of.
ShareWELL is a community of members who voluntarily share one another’s eligible medical expenses. It is not insurance, neither its guidelines nor its plan of operation is an insurance policy, and payment of any medical bill is not guaranteed. Sharing among members is voluntary, and regardless of whether any amount is shared, you remain personally responsible for your own medical bills.
Figures reflect amounts shared among members and amounts reduced through provider negotiations for the period October 2024 through June 2026, and are drawn from ShareWELL’s records. Your state may require a specific notice — please review our state notices.
See how ShareWELL can help you save on healthcare and share life's medical moments with a community that has your back.