At Clean Brite Dentistry, Jane and Jill were not just colleagues but also close friends. However, when it came to their healthcare decisions, they took different paths.

Jill chose the company’s conventional health plan. It came with a $5,000 deductible, and while it provided her with a sense of security, it also meant higher monthly premiums—twice as much as Jane’s. Jane, on the other hand, opted for a ShareWELL membership with a $1,500 Unshared Amount (UA). She appreciated the flexibility and lower costs, feeling confident that it was the right choice for her.

As life would have it, both Jane and Jill needed surgery, followed by several weeks of recovery services. Jill, relying on her traditional insurance plan, faced her deductible head-on. By the time all the bills were paid, she found herself out $10,250. Despite having insurance, the high deductible, uncovered services, and additional out-of-pocket costs added up quickly, putting a significant strain on her finances.

Jane, on the other hand, had a different experience. Her surgery and recovery services were also significant, but with ShareWELL, she knew exactly what to expect. Her expenses amounted to just $1,500—her Unshared Amount. The savings were substantial, especially when compared to Jill’s situation.

In the end, both women received the care they needed and recovered well, but the financial outcomes were drastically different. Jill was left wondering if there was a better way, while Jane was relieved and grateful for her decision to join ShareWELL.