Vento Family Cuts Healthcare Costs by 50%
A small family-run business finds savings — and support when it matters most.
For more than a decade, this small family-run firm struggled with a traditional health insurance plan that cost $1,800 a month and came with a steep deductible. Each year, rising premiums put increasing strain on their limited budget, forcing them to consider dropping coverage entirely. With just three employees, every dollar mattered — and they needed a new approach to healthcare that provided real value without financial stress.
Their Story
The Breaking Point
For the past 10 years, our firm relied on a traditional health insurance plan that cost us $1,800 per month — complete with a sky-high deductible. Year after year, we watched premiums climb relentlessly, squeezing our tight budget and leaving us so frustrated that we seriously considered dropping coverage altogether. As a family-run business with just three employees, every dollar counted.
That’s when a close friend introduced us to ShareWELL Partners and their agent, Scott Whitesides, who was already thriving on their innovative plan. At first, we were hesitant — ShareWELL Partners’ approach felt worlds apart from the conventional insurance we’d known. But after learning more, we took the leap.
Immediate Impact
From day one, we slashed our costs by 50%, freeing up vital funds for our growing business. Over the next two years, the plan mostly covered our routine annual checkups, giving us peace of mind without the constant financial drain.
Then, Everything Changed
Alex fell, severely injuring his back. In excruciating pain, he reached out to his longtime golf buddy — an orthopedic surgeon — who urged him to see a primary care doctor to get referred to him. Alex told him he was self-pay, and his friend said let’s get you in right away. As self-pay patients (or so we thought), Alex got in quickly, but the agony only intensified.
We tried everything: X-rays, pain injections, MRIs, and even an epidural. Nothing brought relief. By Friday morning, Alex was flat on the floor, unable to move, convinced the doctors might have to amputate his leg just to end the torment. Desperate, he headed straight to the ER and then the orthopedic specialist.
A Miraculous Response
What happened next was nothing short of miraculous. By 3:30 that afternoon, Scott and the ShareWELL Partners team had reviewed our situation and arranged a debit card to cover the full cost of emergency surgery scheduled for the following Monday. They even guided us through submitting all our prior invoices — from the MRIs and X-rays to the injections and epidural.
When all of these invoices were totaled, we only needed to pay an additional $49 to meet the $1,500 UA, or unmet aggregate threshold. It was seamless, responsive, and far beyond what we’d ever experienced with traditional insurance.
A Transformative Journey
Our journey with ShareWELL Partners has been transformative. Not only did we achieve dramatic savings from the start, but their support during our darkest hour restored our faith in health coverage. We’re grateful, relieved, and already recommending them to every small business owner we know.
If you’re tired of rising costs and unreliable plans, ShareWELL is the game-changer you need. Thank you, Scott and team — we couldn’t be happier!
Compare the Plans
| Previous Plan | ShareWELL Plan | |
|---|---|---|
| Monthly Cost | $1,800/mo | ~$900/mo |
| Deductible | Sky-high | $1,500 UA threshold |
| Preventive Care | Limited | Copay plans, no deductible |
| Urgent Care | Subject to deductible | Covered via copay plans |
| Provider Choice | Restricted network | Any doctor, as self-pay |
| HSA Eligible | No | Yes — tailored to each member |
When It Mattered Most
Severe back injury requiring emergency surgery
Doctor & Facility
Orthopedic Surgeon (longtime friend & specialist), Emergency Room & Orthopedic Specialist
Care Received
X-rays, MRIs, pain injections, and an epidural, followed by emergency back surgery
Transparent
All prior invoices (MRIs, X-rays, injections, epidural) plus surgery costs were reviewed and processed. A debit card was arranged by 3:30 PM to fully cover the surgery scheduled the following Monday.
Affordable
After all expenses were totaled, only $49 more was needed to meet the $1,500 Unmet Aggregate (UA) threshold.
The Result
ShareWELL Partners and agent Scott Whitesides responded within hours — coordinating payments, covering surgery costs, and guiding the family through every invoice. What could have been a financial catastrophe became a story of trust and relief.
Member Financial Impact
| Expense | Before | With ShareWELL |
|---|---|---|
| Monthly Cost | $1,800 | ~$900 |
| Annual Cost | $21,600 | ~$10,800 |
| Emergency Out-of-Pocket | High deductible + coinsurance | $49 (to meet $1,500 UA) |
| Response Time | Claims process weeks/months | Same day — debit card by 3:30 PM |
| Surgery Coverage | Subject to network & approval | Fully covered via debit card |
How It Works
- ShareWELL Health Share membership for larger bills and the unexpected
- Copay plans cover preventive and urgent care with no deductible
- Health Savings Accounts let members tailor coverage to their needs
- Self-pay status means faster appointments and transparent pricing
- Dedicated agent support — real people who respond in hours, not days
- A blended health program that combines the best coverage options
Read the Full Story
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