Frandsen Accounting & Low VA Rates Save $120K+
Three affiliated companies make coverage affordable — and one employee saves $300K+.
In September 2024, three affiliated companies sought a better way to provide healthcare benefits that employees could actually afford and use. Their traditional ACA plans had become unsustainable, with premiums too high for most team members to participate. The companies turned to ShareWELL Partners to find a smarter, more flexible solution that would lower costs and expand access to quality care.
Their Story
The Challenge
The companies were burdened by rising healthcare premiums that priced many employees out of coverage. Low participation left too many workers without meaningful protection, while the businesses struggled to justify the growing cost of their traditional plans. The need for a transparent, affordable alternative was clear.
A Standout Result
Since launching the new plans, the companies have saved more than $120,000 in premiums while dramatically increasing employee participation. Employees experienced lower out-of-pocket costs and a smoother, more transparent claims process.
One employee even saved over $300,000 on medical bills through ShareWELL’s concierge bill-review service, helping keep the overall plan in excellent standing. These efforts resulted in only a 1% renewal increase for 2026 — proof of the program’s long-term sustainability and value.
In Their Words
In September 2024, we were introduced to ShareWELL Partners. Across our three companies, we had traditional ACA plans that were too expensive for most of our employees, resulting in incredibly low participation rates. ShareWELL Partners provided us with healthcare plans customized for each employee — affordable, transparent, and designed to protect more of our team members.
We recently helped one of our employees save over $300,000 on medical bills through their concierge support team that reviews medical bills. These savings keep the health plan in good standing and resulted in only a 1% rate increase at renewal for 2026.
I highly recommend ShareWELL Partners. Since implementing the new plans, our companies have saved over $120,000 in premiums, and they’ve transformed our benefits package into something truly valuable for our entire workforce.
— Craig Walton, HR Director
Compare the Plans
| Previous Plan | ShareWELL Plan | |
|---|---|---|
| Plan Type | Traditional ACA | Customized ShareWELL plans |
| Affordability | Too expensive for most | Affordable across all three companies |
| Participation | Incredibly low | Dramatically increased |
| Out-of-Pocket | High | Much lower |
| Bill Review | None | Concierge bill-review service |
| 2026 Renewal | Rising each year | Only 1% increase |
How It Works
- ShareWELL Health Share membership as a safeguard for larger and unexpected bills
- Copay plans cover preventive and everyday care with no deductible
- Health Savings Accounts let employees leverage tax savings
- A concierge bill-review team that negotiates and reviews medical bills
- Plans customized for each employee across all three companies
- Transparent, seamless claims that keep the plan in good standing
Read the Full Story
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