Unshared Amount Explained

What Is the Unshared Amount? When it comes to healthcare expenses, most people are used to navigating high deductibles, then coinsurance, and finally an out-of-pocket maximum—if they get there. For 2025, that out-of-pocket limit is now $9,400 for individuals. But here’s the catch: most people never reach that threshold until the end of the year, […]