Submitting a Sharing Request at ShareWELL isn’t just about paying a bill. It’s an advocacy-driven process designed to help you use the self-pay system effectively, reduce medical costs, and get the most value from your membership. Traditional insurance focuses on claims processing that benefits large companies. At ShareWELL, our focus is on helping you and the entire community alleviate the burden of medical bills through smarter, member-centered solutions.

Review Before You Submit

Before starting a Sharing Request, take a few minutes to prepare.

Before you submit a Sharing Request, remember to:

  1. Review the Member Guidelines for eligibility. These explain which medical needs are eligible and which may not qualify. Reviewing first avoids delays.

  2. Confirm your Unshared Amount. Sharing begins only after expenses exceed your UA. Be sure the medical event will surpass this amount before submitting.

  3. Gather necessary documents such as itemized bills with self-pay discounts and medical records from your visit.

 

Taking these steps first can save valuable time and effort, ensuring that your Sharing Request moves forward smoothly.

Advocacy On Your Behalf

Every Sharing Request is different. Providers, hospitals, and bills all require different strategies. The ShareWELL team evaluates your situation and applies the right tools to secure the best outcome for you as a self-pay patient.

 

Negotiation and Fair Pricing

Unlike traditional plans that lock you into network rates, ShareWELL negotiates directly with providers—sometimes through legal specialists—to secure fair and transparent pricing. In many cases, self-pay rates are lower than those insurance companies negotiate.

 

Prompt Pay Discounts

Paying quickly often means paying less. ShareWELL helps members arrange prepayment for scheduled procedures or prompt payment for emergency bills. This benefits both you and your provider by reducing costs and avoiding collection delays.

 

Financial Support

Most hospitals are nonprofits and are required to offer financial aid programs, even to higher-income patients. These programs can be confusing to navigate on your own. ShareWELL advocates for you, helping you access available assistance and maximize savings.

 

A Smarter Way to Manage Healthcare

 

A Sharing Request with ShareWELL is not just about covering a bill. It’s about combining advocacy, negotiation, discounts, financial aid, and smart consumer strategies to take control of your healthcare costs. By following these steps, you’ll be better prepared, more confident, and supported every step of the way by the ShareWELL community. “Healthcare Shopping Tools