Understanding the Essential Membership

A Foundational Piece for Smarter Health Planning At ShareWELL Health Share, we understand that healthcare can be confusing, especially when it doesn’t follow the traditional insurance model many are used to. Our approach is different, and intentionally so. As a non-profit Health Share community, our mission is to simplify how individuals and families manage […]
Self-Pay With A Sharing Request

Your Empara Health Portal For Expert Support At ShareWELL, we understand that large hospital bills can be overwhelming, especially when navigating the complexities of pricing and discounts on your own. That’s why we partner with a team of professionals who specialize in uncovering every possible way to reduce what our members owe on their […]
Unshared Amount Explained

What Is the Unshared Amount? When it comes to healthcare expenses, most people are used to navigating high deductibles, followed by coinsurance, and then finally hitting an out-of-pocket maximum—if they get there. For 2025, that out-of-pocket limit is now $9,400 for individuals. But here’s the catch: most people never reach that threshold until the end […]
ShareWELL Advocacy

Guiding the Way: How ShareWELL’s Advocacy Team Supports Members Through Every Step of the Healthcare Journey Navigating today’s healthcare system can be especially challenging for those using a new approach—one that exists outside the traditional insurance model. Members of Health Sharing communities like ShareWELL often take a more hands-on role in managing their care. […]
Submitting a Sharing Request with ShareWELL

Managing healthcare costs effectively requires a system that is both transparent and flexible. ShareWELL provides just that through its Sharing Request process, which allows members to submit eligible medical expenses for sharing within the community. Whether preparing for a scheduled procedure or dealing with an unexpected medical event, submitting a Sharing Request ensures that […]
Why ShareWELL Requires Medical Records

At ShareWELL, we are committed to fairness and responsible financial stewardship in our Health Share community. To ensure that members’ contributions are used appropriately, we require medical records in certain situations to determine whether a medical condition qualifies for sharing. By reviewing medical history when necessary, we can uphold our guidelines, protect community resources, and […]
Understanding ShareWELL’s Determination Process

In the world of Health Sharing, transparency and clarity are essential for members. ShareWELL operates as a unique alternative to traditional health plans, providing members with a cost-effective way to manage their medical expenses. One of the key components of the ShareWELL system is its Determination Process, which plays a critical role in ensuring […]
Your Guide to ShareWELL Health Share and ShareWELL Partners

For many members, navigating healthcare options can feel overwhelming, especially when choosing an alternative to traditional coverage. ShareWELL Health Share offers a refreshing, community-driven approach, giving members greater control over their healthcare decisions. But behind the scenes, another key player is working to ensure everything runs smoothly: ShareWELL Partners. While these two entities share a […]
Simplifying Healthcare Payments with ShareWELL’s Instant Debit Card
At ShareWELL, our goal has always been to make healthcare more accessible, transparent, and member-friendly. One of the key ways we accomplish this is through our innovative instant debit card, provided to members with an eligible Sharing Request. This card offers a more convenient way to pay medical bills directly, giving members immediate […]
How To Use Healthcare Shopping Tools

As healthcare costs continue to rise, patients are increasingly looking for smarter, more proactive ways to manage their medical expenses. ShareWELL Health equips its members with powerful advocacy tools conveniently located in the member portal under “Healthcare Shopping Tools.” These resources are designed to help members become savvy healthcare consumers, uncovering opportunities to […]