Pre-Existing Conditions: Asking the Right Questions About Cost and Care
At ShareWELL, we believe healthcare should be transparent, practical, and focused on helping people spend less on the care they actually use. One of the first questions someone should ask when considering ShareWELL is about pre-existing conditions, often called pre-x. This topic is a major reason ShareWELL can offer a lower monthly cost than traditional insurance. […]
Sharing Request Instruction
Submitting a Sharing Request at ShareWELL isn’t just about paying a bill. It’s an advocacy-driven process designed to help you use the self-pay system effectively, reduce medical costs, and get the most value from your membership. Traditional insurance focuses on claims processing that benefits large companies. At ShareWELL, our focus is on helping you and […]
A Guide for Maternity Sharing Requests
Bringing new life into the world is an exciting and deeply personal journey. At ShareWELL, we’re here to support you every step of the way, ensuring your maternity experience is empowered, informed, and well-supported. If you’re a ShareWELL member with an eligible maternity sharing request, here’s what you need to know about what’s included, […]
Understanding the Essential Membership
At ShareWELL Health Share, we understand that healthcare can be confusing, especially when it doesn’t follow the traditional insurance model many are used to. Our approach is different, and intentionally so. As a non-profit Health Share community, our mission is to simplify how individuals and families manage their medical costs by promoting […]
Unshared Amount Explained
What Is the Unshared Amount? When it comes to healthcare expenses, most people are used to navigating high deductibles, then coinsurance, and finally an out-of-pocket maximum—if they get there. For 2025, that out-of-pocket limit is now $9,400 for individuals. But here’s the catch: most people never reach that threshold until the end of the year, […]
ShareWELL Advocacy
Guiding the Way: How ShareWELL’s Advocacy Team Supports Members Through Every Step of the Healthcare Journey Navigating today’s healthcare system can be especially challenging for those using a new approach—one that exists outside the traditional insurance model. Members of Health Sharing communities like ShareWELL often take a more hands-on role in managing their care. […]
Why ShareWELL Requires Medical Records
At ShareWELL, we are committed to fairness and responsible financial stewardship in our Health Share community. To ensure that members’ contributions are used appropriately, we require medical records in certain situations to determine whether a medical condition qualifies for sharing. By reviewing medical history when necessary, we can uphold our guidelines, protect community resources, and […]
Understanding ShareWELL’s Determination Process
In the world of Health Sharing, transparency and clarity are essential for members. ShareWELL operates as a unique alternative to traditional health plans, providing members with a cost-effective way to manage their medical expenses. One of the key components of the ShareWELL system is its Determination Process, which plays a critical role in ensuring […]
Your Guide to ShareWELL Health Share and ShareWELL Partners
For many members, navigating healthcare options can feel overwhelming, especially when choosing an alternative to traditional coverage. ShareWELL Health Share offers a refreshing, community-driven approach, giving members greater control over their healthcare decisions. But behind the scenes, another key player is working to ensure everything runs smoothly: ShareWELL Partners. While these two entities share a […]
Simplifying Healthcare Payments with ShareWELL’s Instant Debit Card
At ShareWELL, our goal has always been to make healthcare more accessible, transparent, and member-friendly. One of the key ways we accomplish this is through our innovative instant debit card, provided to members with an eligible Sharing Request. This card offers a more convenient way to pay medical bills directly, giving members immediate […]