Pre-Existing Conditions: Asking the Right Questions About Cost and Care
At ShareWELL, we believe healthcare should be transparent, practical, and focused on helping people spend less on the care they actually use. One of the first questions someone should ask when considering ShareWELL is about pre-existing conditions, often called pre-x. This topic is a major reason ShareWELL can offer a lower monthly cost than traditional insurance. […]
Real Stories of Members Helping Members
At ShareWELL, we believe healthcare should feel personal, transparent, and fair. That is why we have built our community around the concept of sharing — a simple but powerful idea that connects members directly with one another to help cover medical costs in a way that benefits everyone. Unlike traditional insurance, ShareWELL operates on a […]
A Guide for Maternity Sharing Requests
Bringing new life into the world is an exciting and deeply personal journey. At ShareWELL, we’re here to support you every step of the way, ensuring your maternity experience is empowered, informed, and well-supported. If you’re a ShareWELL member with an eligible maternity sharing request, here’s what you need to know about what’s included, […]
ShareWELL Members Choosing Surgical Centers & Saving Thousands
Imagine needing a common outpatient surgery, like a hernia repair, and being quoted nearly $50,000 at a hospital. Now imagine having that same procedure done at a surgical center for just under $10,000, with your out-of-pocket cost reduced to $0. This isn’t wishful thinking. This is precisely what happens regularly at ShareWELL. […]
Understanding the Essential Membership
At ShareWELL Health Share, we understand that healthcare can be confusing, especially when it doesn’t follow the traditional insurance model many are used to. Our approach is different, and intentionally so. As a non-profit Health Share community, our mission is to simplify how individuals and families manage their medical costs by promoting […]
Why Members Choose ShareWELL Plus
At ShareWELL Health Share, every membership is built on the same transparent, community-based sharing framework, beginning with the “Essential” foundation. Members choose how much responsibility they want to carry through their selected Unshared Amount (UA), and eligible medical expenses that exceed that amount may be shared in accordance with the Member Guidelines. From that Essential […]
Essential Wellness Overview
Why Members Choose Essential Wellness at ShareWELL At ShareWELL Health Share, members value flexibility, transparency, and the ability to actively shape their healthcare approach. While all ShareWELL memberships are built on the same community-based sharing framework, many members choose to go a step further by enrolling in Essential Wellness. Essential Wellness is designed for those […]
Unshared Amount Explained
What Is the Unshared Amount? When it comes to healthcare expenses, most people are used to navigating high deductibles, then coinsurance, and finally an out-of-pocket maximum—if they get there. For 2025, that out-of-pocket limit is now $9,400 for individuals. But here’s the catch: most people never reach that threshold until the end of the year, […]
Your Guide to ShareWELL Health Share and ShareWELL Partners
For many members, navigating healthcare options can feel overwhelming, especially when choosing an alternative to traditional coverage. ShareWELL Health Share offers a refreshing, community-driven approach, giving members greater control over their healthcare decisions. But behind the scenes, another key player is working to ensure everything runs smoothly: ShareWELL Partners. While these two entities share a […]
Holistic and Alternative Care Through ShareWELL
At ShareWELL, we believe members should have the freedom to choose how they heal. Some members follow traditional medical paths, while others pursue integrative or alternative treatments that better align with their values and beliefs. Our role is to support both choices while protecting the financial integrity of the community that makes sharing possible. The […]