Unshared Amount Explained
What Is the Unshared Amount? When it comes to healthcare expenses, most people are used to navigating high deductibles, followed by coinsurance, and then finally hitting an out-of-pocket maximum—if they get there. For 2025, that out-of-pocket limit is now $9,400 for individuals. But here’s the catch: most people never reach that threshold until the end […]
ShareWELL Advocacy
Guiding the Way: How ShareWELL’s Advocacy Team Supports Members Through Every Step of the Healthcare Journey Navigating today’s healthcare system can be especially challenging for those using a new approach—one that exists outside the traditional insurance model. Members of Health Sharing communities like ShareWELL often take a more hands-on role in managing their care. […]
Submitting a Sharing Request with ShareWELL
Managing healthcare costs effectively requires a system that is both transparent and flexible. ShareWELL provides just that through its Sharing Request process, which allows members to submit eligible medical expenses for sharing within the community. Whether preparing for a scheduled procedure or dealing with an unexpected medical event, submitting a Sharing Request ensures that […]
Why ShareWELL Requires Medical Records
At ShareWELL, we are committed to fairness and responsible financial stewardship in our Health Share community. To ensure that members’ contributions are used appropriately, we require medical records in certain situations to determine whether a medical condition qualifies for sharing. By reviewing medical history when necessary, we can uphold our guidelines, protect community resources, and […]
Understanding ShareWELL’s Determination Process: How It Works and What Members Should Know
In the world of Health Sharing, transparency and clarity are essential for members. ShareWELL operates as a unique alternative to traditional health plans, providing members with a cost-effective way to manage their medical expenses. One of the key components of the ShareWELL system is its Determination Process, which plays a critical role in ensuring […]
Your Guide to ShareWELL Health Share and ShareWELL Partners
For many members, navigating healthcare options can feel overwhelming, especially when choosing an alternative to traditional coverage. ShareWELL Health Share offers a refreshing, community-driven approach, giving members greater control over their healthcare decisions. But behind the scenes, another key player is working to ensure everything runs smoothly: ShareWELL Partners. While these two entities share a […]
Simplifying Healthcare Payments with ShareWELL’s Instant Debit Card
At ShareWELL, our goal has always been to make healthcare more accessible, transparent, and member-friendly. One of the key ways we accomplish this is through our innovative instant debit card, provided to members with an eligible Sharing Request. This card offers a more convenient way to pay medical bills directly, giving members immediate […]
How to Get Lab Work Done Without Insurance—and Save Money!
When it comes to getting lab work done, most people assume that having insurance is the only way to afford it. But what if I told you that going the self-pay route—skipping insurance entirely—could actually save you money? That’s right! By paying directly and using the right strategies, you can significantly cut costs […]
Why I Stopped Offering Health Insurance to My Employees
One of The Best Business Decisions I’ve Made When I first considered moving away from providing traditional health insurance for my employees, I had my doubts. It felt counterintuitive. For years, providing group health insurance felt like the “right thing” to do as an employer. But rising costs, employee dissatisfaction, and […]
Manage Your Care With Virtual Care
As a ShareWELL member, you gain access to versatile healthcare options designed to save money on healthcare spending and proactively manage your health with ease. Complement your ShareWELL membership with Recuro Health, an optional feature that provides access to Virtual Urgent Care visits and select Mental Health services with a $0 copay. This […]