Pre-Existing Conditions: Asking the Right Questions About Cost and Care
At ShareWELL, we believe healthcare should be transparent, practical, and focused on helping people spend less on the care they actually use. One of the first questions someone should ask when considering ShareWELL is about pre-existing conditions, often called pre-x. This topic is a major reason ShareWELL can offer a lower monthly cost than traditional insurance. […]
Real Stories of Members Helping Members
At ShareWELL, we believe healthcare should feel personal, transparent, and fair. That is why we have built our community around the concept of sharing — a simple but powerful idea that connects members directly with one another to help cover medical costs in a way that benefits everyone. Unlike traditional insurance, ShareWELL operates on a […]
A Path to Lower Your UA Responsibility
Understanding the ShareWELL UA Reduction Program At ShareWELL, we believe that every member should have the opportunity to actively participate in lowering healthcare costs, not only for themselves but for the entire sharing community. Our Reduction of the Unshared Amount Program rewards members who take proactive steps to keep expenses fair and transparent. This […]
Sharing Request Instruction
Submitting a Sharing Request at ShareWELL isn’t just about paying a bill. It’s an advocacy-driven process designed to help you use the self-pay system effectively, reduce medical costs, and get the most value from your membership. Traditional insurance focuses on claims processing that benefits large companies. At ShareWELL, our focus is on helping you and […]
A Guide for Maternity Sharing Requests
Bringing new life into the world is an exciting and deeply personal journey. At ShareWELL, we’re here to support you every step of the way, ensuring your maternity experience is empowered, informed, and well-supported. If you’re a ShareWELL member with an eligible maternity sharing request, here’s what you need to know about what’s included, […]
ShareWELL Members Choosing Surgical Centers & Saving Thousands
Imagine needing a common outpatient surgery, like a hernia repair, and being quoted nearly $50,000 at a hospital. Now imagine having that same procedure done at a surgical center for just under $10,000, with your out-of-pocket cost reduced to $0. This isn’t wishful thinking. This is precisely what happens regularly at ShareWELL. […]
Understanding the Essential Membership
At ShareWELL Health Share, we understand that healthcare can be confusing, especially when it doesn’t follow the traditional insurance model many are used to. Our approach is different, and intentionally so. As a non-profit Health Share community, our mission is to simplify how individuals and families manage their medical costs by promoting […]
Why Members Choose ShareWELL Plus
At ShareWELL Health Share, every membership is built on the same transparent, community-based sharing framework, beginning with the “Essential” foundation. Members choose how much responsibility they want to carry through their selected Unshared Amount (UA), and eligible medical expenses that exceed that amount may be shared in accordance with the Member Guidelines. From that Essential […]
Essential Wellness Overview
Why Members Choose Essential Wellness at ShareWELL At ShareWELL Health Share, members value flexibility, transparency, and the ability to actively shape their healthcare approach. While all ShareWELL memberships are built on the same community-based sharing framework, many members choose to go a step further by enrolling in Essential Wellness. Essential Wellness is designed for those […]
Unshared Amount Explained
What Is the Unshared Amount? When it comes to healthcare expenses, most people are used to navigating high deductibles, then coinsurance, and finally an out-of-pocket maximum—if they get there. For 2025, that out-of-pocket limit is now $9,400 for individuals. But here’s the catch: most people never reach that threshold until the end of the year, […]