A Path to Lower Your UA Responsibility
Understanding the ShareWELL UA Reduction Program At ShareWELL, we believe that every member should have the opportunity to actively participate in lowering healthcare costs, not only for themselves but for the entire sharing community. Our Reduction of the Unshared Amount Program rewards members who take proactive steps to keep expenses fair and transparent. This […]
Pre-Existing Conditions: Asking the Right Questions About Cost and Care
At ShareWELL, we believe healthcare should be transparent, practical, and focused on helping people spend less on the care they actually use. One of the first questions someone should ask when considering ShareWELL is about pre-existing conditions, often called pre-x. This topic is a major reason ShareWELL can offer a lower monthly cost than traditional insurance. […]
Real Stories of Members Helping Members
At ShareWELL, we believe healthcare should feel personal, transparent, and fair. That is why we have built our community around the concept of sharing — a simple but powerful idea that connects members directly with one another to help cover medical costs in a way that benefits everyone. Unlike traditional insurance, ShareWELL operates on a […]
Sharing Request Instruction
Submitting a Sharing Request at ShareWELL isn’t just about paying a bill. It’s an advocacy-driven process designed to help you use the self-pay system effectively, reduce medical costs, and get the most value from your membership. Traditional insurance focuses on claims processing that benefits large companies. At ShareWELL, our focus is on helping you and […]
A Guide for Maternity Sharing Requests
Bringing new life into the world is an exciting and deeply personal journey. At ShareWELL, we’re here to support you every step of the way, ensuring your maternity experience is empowered, informed, and well-supported. If you’re a ShareWELL member with an eligible maternity sharing request, here’s what you need to know about what’s included, […]
ShareWELL Members Choosing Surgical Centers & Saving Thousands
Imagine needing a common outpatient surgery, like a hernia repair, and being quoted nearly $50,000 at a hospital. Now imagine having that same procedure done at a surgical center for just under $10,000, with your out-of-pocket cost reduced to $0. This isn’t wishful thinking. This is precisely what happens regularly at ShareWELL. […]
Understanding the Essential Membership
At ShareWELL Health Share, we understand that healthcare can be confusing, especially when it doesn’t follow the traditional insurance model many are used to. Our approach is different, and intentionally so. As a non-profit Health Share community, our mission is to simplify how individuals and families manage their medical costs by promoting […]
Unshared Amount Explained
What Is the Unshared Amount? When it comes to healthcare expenses, most people are used to navigating high deductibles, then coinsurance, and finally an out-of-pocket maximum—if they get there. For 2025, that out-of-pocket limit is now $9,400 for individuals. But here’s the catch: most people never reach that threshold until the end of the year, […]
ShareWELL Advocacy
Guiding the Way: How ShareWELL’s Advocacy Team Supports Members Through Every Step of the Healthcare Journey Navigating today’s healthcare system can be challenging, especially for those using a new approach that operates outside traditional insurance. Members of health sharing communities like ShareWELL often take a more direct role in managing their care. This can […]
Why ShareWELL Requires Medical Records
At ShareWELL, we are committed to fairness and responsible financial stewardship in our Health Share community. To ensure that members’ contributions are used appropriately, we require medical records in certain situations to determine whether a medical condition qualifies for sharing. By reviewing medical history when necessary, we can uphold our guidelines, protect community resources, and […]