At ShareWELL Health Share, every membership is built on the same transparent, community-based sharing framework, beginning with the “Essential” foundation. Members choose how much responsibility they want to carry through their selected Unshared Amount (UA), and eligible medical expenses that exceed that amount may be shared in accordance with the Member Guidelines.

From that Essential structure —the most complete, built-in access to care —ShareWELL offers ShareWELL Plus—a membership designed to combine medical event sharing, preventive care, and everyday access tools into one streamlined option.

ShareWELL Plus: Built on Essential & Wellness

ShareWELL Plus includes everything available in Essential & Essential Wellness, plus enhanced access services that make it easier to use healthcare year-round.

Like all ShareWELL memberships, ShareWELL Plus uses the same UA-based sharing structure for medical events. How medical events are shared does not change. What changes is the level of access and convenience included alongside that sharing.

Medical event sharing included with ShareWELL Plus covers eligible expenses that exceed the member’s UA, including:

• Hospitalization

• Surgery

• Emergency medical care

• Maternity

What Sets ShareWELL Plus Apart

ShareWELL Plus is designed for members who want fewer gaps between everyday care and larger medical needs. In addition to preventive and wellness sharing, ShareWELL Plus adds telemedicine access and lab support, helping members manage healthcare needs more efficiently and predictably.

Lyric Telemedicine Included

$0 Virtual access for Common Care Needs

ShareWELL Plus includes access to Lyric Telemedicine, offering convenient virtual care at $0 cost to the member for:

• Urgent Care visits

• Primary Care visits

• Mental health counseling

This allows members to address common medical concerns, ongoing primary care needs, and mental health support without needing to schedule in-person appointments or wait for expenses to exceed their UA. Lyric Telemedicine provides an easy entry point into care, helping members decide when self-care, virtual care, or in-person care is most appropriate.

Preventive & Wellness Sharing Included

Four Visits Per Member, Per Membership Year

Each member may receive up to four (4) wellness visits per membership year, with a $200 allowance per visit, for the following provider types:

• Annual Physical

• Dermatologist Checkup

• Holistic Clinician Wellness Visit

• OBGYN Checkup

• Cardiologist Checkup

• Vision Screening

These visits support early detection, routine monitoring, and whole-person wellness.

Lab Allowance for Routine Testing

ShareWELL Plus also includes a lab allowance to help offset the cost of eligible laboratory testing and at-home testing kits.

This benefit supports routine and preventive lab work, making it easier for members to complete recommended testing without paying the full out-of-pocket cost. Lab allowances may be used for common diagnostic and preventive tests, subject to program guidelines.

How the Unshared Amount Still Works

Even with the added access and preventive benefits, ShareWELL Plus continues to operate on the same UA-based framework:

• Members are responsible for eligible medical expenses up to their chosen UA

• Once expenses exceed the UA, eligible amounts may be shared by the community through a Sharing Request

• Choosing a higher UA typically lowers the monthly membership cost

ShareWELL Plus does not change how medical event sharing works; it enhances how members access care before and alongside those events.

Who ShareWELL Plus Is Best For

Members often choose ShareWELL Plus if they:

• Want built-in access to virtual urgent, primary, and mental health care

• Prefer virtual care options for convenience

• Expect to use labs or routine testing

• Want preventive care, telemedicine, and medical sharing in one membership

• Value simplicity and predictability

For many, ShareWELL Plus reduces the need to layer multiple services separately.

Important Guidelines to Understand

As with all ShareWELL memberships, ShareWELL Plus follows defined Member Guidelines, including:

• Phase-in periods for pre-existing conditions

• A 30-day maternity waiting period (conception within the first 30 days is not eligible for sharing)

Reviewing these guidelines helps ensure clear expectations and long-term sustainability within the community.

Final Thoughts

ShareWELL Plus is designed for members who want maximum access with minimal friction.

It combines:

• The same UA-based medical event sharing as other ShareWELL options

• Preventive and wellness sharing

• $0 telemedicine through Lyric for urgent care, primary care, and counseling

• A lab allowance to support routine testing

For members seeking a more complete, all-in-one Health Share experience, ShareWELL Plus offers convenience, flexibility, and community support—without changing the core principles that make ShareWELL different.