At ShareWELL, we believe that every member’s healthcare journey is unique. Each person’s path to wellness is different. Some members find healing through traditional medicine, while others are drawn to holistic or alternative care that focuses on supporting the body’s natural ability to recover. What matters most is that our members have the freedom to choose the care that feels right for them.
Freedom to Choose What Healing Looks Like for You
Recovery does not look the same for everyone. After an illness or injury, one person might choose physical or occupational therapy, while another may prefer chiropractic care, acupuncture, or massage therapy. ShareWELL’s Recovery Allowance gives members the flexibility to use shared funds for the type of care that best supports their recovery while they are active in the community.
Our Member Guidelines clearly outline how this process works, ensuring that every member understands what is shared and how decisions are made. This transparency reflects our commitment to fairness and trust within the community. Whether a member chooses traditional medical treatments, holistic approaches, or a combination of both, ShareWELL supports each recovery journey with clarity and confidence.
Balancing Personal Choice and Community Stewardship
Many members benefit from regular wellness visits such as chiropractic adjustments, acupuncture sessions, or other forms of maintenance care. While ShareWELL recognizes the value of these practices, the community does not share in ongoing or routine expenses. Including all maintenance care in monthly sharing would increase costs for everyone and reduce affordability, which makes ShareWELL accessible.
Instead, monthly contributions are kept low so that members can keep more of their own money to spend on the wellness care they value most. In many cases, paying directly for these services costs the same or less than what traditional insurance would require through copayments. This approach keeps membership affordable and gives members freedom to choose their own path to wellness.
Supporting Alternative Choices for Serious Conditions
When a member faces a serious diagnosis, they may want to explore alternative or integrative treatments rather than conventional options. Some of these programs may even be located outside the United States.
ShareWELL supports those choices. The community shares in expenses up to the equivalent cost of traditional treatment in the United States would be. This model respects the members’ right to choose their own healthcare path while maintaining fairness for the community. Many alternative therapies cost far less than standard treatments. Supporting these choices not only honors individual preferences but also helps the community use its shared resources wisely.
Choice in Maternity and Family Care
Pregnancy and birth are deeply personal experiences, and ShareWELL believes families should have the freedom to choose what feels right for them. To support this, ShareWELL provides a $6,000 allowance that members can use at their discretion for prenatal and postnatal services.
This allowance can be applied toward a wide variety of maternity care options, including midwives, birthing centers, hospital deliveries, doulas, pelvic floor therapy, and postpartum recovery support. Whether a member chooses a home birth, a natural birth center, or a traditional hospital setting, the goal is to give families the flexibility and confidence to make decisions that align with their values and needs.
This structure reflects ShareWELL’s balance between personal choice and community stewardship. Members can design a care plan that fits their family while the community supports them with meaningful financial sharing that keeps membership affordable for everyone.
Integrative, Functional, and Naturopathic Care
Some members seek care from practitioners who focus on root causes of illness, such as functional medicine doctors, naturopaths, homeopaths, or integrative physicians. These approaches can be valuable but often vary in cost and scope.
Because of that, sharing for services typically offered by these providers begins after the first year of membership. Starting in the second year, members have an allowance for both diagnosis and treatment related to these types of care.
These allowances are designed to be generous but also realistic. They give members meaningful access to alternative and functional care while keeping the community strong and sustainable. Unlimited sharing in this area would not be financially feasible, but structured allowances ensure that members who value this type of care are supported.
Empowering Every Healthcare Journey
At the heart of ShareWELL is a simple belief: members deserve the freedom to direct their own healthcare journey. Our purpose is not to dictate how someone receives care, but to make sure the community can share in those costs responsibly. By keeping monthly costs low, supporting a wide range of recovery options, and respecting both traditional and holistic approaches, ShareWELL continues to make healthcare sharing accessible, responsible, and empowering for every member.