A Completely Customizable Healthcare Experience For Entrepreneurs

Jane and Jill: A Tale of Two Entrepreneurs Planning Their Healthcare

Jane and Jill are both busy entrepreneurs, each managing their businesses while budgeting their healthcare. They take different approaches, and their choices lead to vastly different outcomes by the end of the year.

Jill purchases a plan through Healthcare.gov, paying $500 per month with a $5,000 deductible. It seems like a reliable option, though costly. Meanwhile, Jane joins ShareWELL, opting for a membership with all the bells and whistles for $330 a month. She’s drawn to the monthly savings but wonders how it will compare to Jill’s traditional plan at years end.

Throughout the year, both women end up using their healthcare more than expected. Each has 5 in-person mental health consultations, 2 virtual sick visits with medications, a physical, a well-woman visit, a dermatologist check-up, and an emergency room visit costing $5,000.

By year’s end, Jill calculates her total costs: between her monthly payments and deductible, she’s spent $11,350. She also had to switch doctors midyear to stay within her HMO network, and couldn’t access the functional medicine she wanted. Jane, on the other hand, finds her total expenses amount to $6,960. Her ShareWELL membership allowed her to see any doctor she wanted and even pursue the functional medicine that interested her.

In the end, Jill’s traditional insurance plan was far more expensive and restrictive, while Jane’s ShareWELL membership provided both flexibility and significant savings—Jill spent $11,350, while Jane spent just $6,960. A savings of $4,390!